Contrasting clients Bancorp (NYSE:CUBI) and Mid Penn Bancorp (NASDAQ:MPB)

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Clients Bancorp (NYSE:CUBI – Get Rating) and Mid Penn Bancorp (NASDAQ:MPB – Get Rating) are both small cap finance companies, but which stock is superior? We’ll compare the two companies based on the strength of their analyst recommendations, valuation, dividends, risk, profitability, earnings, and institutional ownership.

Benefits and evaluation

This chart compares revenue, earnings per share, and valuation of Customers Bancorp and Mid Penn Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Bancorp Customers $858.75 million 1.50 $314.65 million $10.02 3.91
Mid Penn Bancorp $144.85 million 3.08 $29.32 million $2.55 10.98

Customers Bancorp has higher revenue and profit than Mid Penn Bancorp. Customers Bancorp is trading at a lower price-to-earnings ratio than Mid Penn Bancorp, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Customers Bancorp has a beta of 1.61, meaning its stock price is 61% more volatile than the S&P 500. In comparison, Mid Penn Bancorp has a beta of 0.53, meaning its stock price is 47 % less volatile than the S&P 500.

Insider and Institutional Ownership

83.5% of Customers Bancorp shares are held by institutional investors. By comparison, 38.5% of shares in Mid Penn Bancorp are held by institutional investors. 6.8% of Customers Bancorp stock is held by insiders of the company. By comparison, 10.3% of Mid Penn Bancorp’s stock is held by insiders of the company. Strong institutional ownership indicates that large fund managers, hedge funds, and endowments believe a company is poised for long-term growth.

Profitability

This table compares the net margins, return on equity and return on assets of Customers Bancorp and Mid Penn Bancorp.

Net margins Return on equity return on assets
Bancorp Customers 40.14% 30.79% 1.85%
Mid Penn Bancorp 20.32% 10.01% 1.02%

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Customers Bancorp and Mid Penn Bancorp, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Bancorp Customers 0 3 5 0 2.63
Mid Penn Bancorp 0 0 0 0 N / A

Clients Bancorp currently has a consensus target price of $71.07, suggesting a potential upside of 81.44%. Given Customers Bancorp’s likely higher upside, equity research analysts clearly believe Customers Bancorp is more favorable than Mid Penn Bancorp.

Summary

Customers Bancorp beats Mid Penn Bancorp on 10 out of 13 factors compared between the two stocks.

About Bancorp Customers

(Get a rating)

Customers Bancorp, Inc. operates as a banking holding company for Customers Bank which provides financial products and services to individuals and small and medium businesses. The Company offers deposit products, including checking, savings, MMDA and other deposit accounts. It offers lending products, including commercial warehouse mortgages, multifamily and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgages and installment loans. It also offers traditional banking activities, including mobile phone banking, Internet banking, wire transfers, electronic bill payment, safe deposit services, remote deposit capture services, courier services, merchant processing services, safe deposit box, controlled disbursements, positive payment, cash management services. , such as account reconciliation, collections and transfer accounts. It operates 12 full-service branches, as well as limited production and administrative offices in southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia and Delaware counties; Harrisburg, Pennsylvania; Rye Creek and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Ill.; Dallas, TX; Orlando Florida; and Wilmington, North Carolina. Clients Bancorp, Inc. was founded in 1994 and is based in West Reading, Pennsylvania.

About Mid Penn Bancorp

(Get a rating)

Mid Penn Bancorp, Inc. operates as a bank holding company for Mid Penn Bank which provides commercial banking services to individuals, partnerships, non-profit organizations and businesses. The Company offers various term and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit and IRAs. It also offers a range of lending products including mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction finance, agricultural loans, community development loans , loans to non-profit entities and loans to local authorities. In addition, the company offers online banking, telephone banking, cash management and ATM services, as well as safe deposit boxes; and trust and wealth management services. As of December 31, 2021, it operated sixty full-service retail banking establishments in Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Lucerne, Lycoming, Montgomery, Northumberland, Perry, Schuylkill and Westmoreland counties, Pennsylvania. The company was founded in 1868 and is based in Harrisburg, Pennsylvania.



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